I really worry you are overthinking this. The only real concern is going from INT to BIGINT, jumping from 4 to 8 bytes or storage. That really covers 99% of real world cases, and the canonical advice is to start with BIGINT if you ever think your rows are going to be numbered in the billions. Also, a NUMERIC can cause a table rewrite - try changing the scale, not just the precision. And if your scale is 0, why are you using numeric? :)
