Hello again,
Unfortunately, because English is a language, and the
first one I learned (learnt?), I'm not able to communicate
very well in it. I don't think my question / suggestion
has come across very clear. So, I wrote a summary of what
I've been trying to ask / suggest. It can be found at:
http://www.vanderbijlfamily.com/~rvbijl/transactions.html
Thanks again for your time!
Ryan